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Purchase Loan

Unlock Your Dream Home: 3 Powerful Benefits of a Purchase Mortgage

conventionalmortgage_icons
Purchase Loan

Unlock Your Dream Home: 3 Powerful Benefits of a Purchase Mortgage

Overview Purchase Refinance Investment Property
Couple moving into their new home, celebrating their first-time home purchase.

A Smarter Way to Buy a Home

A Purchase loan from COMTRUST gives you the flexibility, stability, and competitive rates you need to buy a home with confidence. Whether you’re a first-time buyer or upgrading to a new home, our loan options are designed to fit your budget—without hidden fees or surprises.

Why purchase a home using COMTRUST Mortgage?

A Loan Built for Stability and Savings

• Fixed Interest Rates – Enjoy a predictable monthly payment with no surprises.
• No PMI with 20% Down – Save money by avoiding private mortgage insurance.
• Flexible Loan Terms – Choose a repayment period that fits your financial goals.
• Fast & Easy Pre-Qualification – Know your budget before you start house hunting.
• No Hidden Fees – Transparent loan terms with clear, upfront costs.
• Personalized Service – Work with COMTRUST’s lending experts every step of the way.

What Makes COMTRUST the Right Choice?

Unlike big banks, we focus on personalized service, competitive rates, and a streamlined process that helps you close on your home faster.

✔ Local Decision-Making – Faster approvals from people who know your community.
✔ Low Fees & Great Rates – We’re a credit union, so we keep costs low.
✔ We never sell your loan – No third parties — just the team you know and trust.
✔ Dedicated Loan Officers – We guide you through every step of the mortgage process.

Get Started

Mortgage Calculator

Mortgage Calculator

Mortgage Calculator

Loan Snapshot

Monthly Breakdown

Borrowing $0 at 0.00% may cost $0 per month.

Home Price: $0

Loan Amount: $0

Down Payment: $0

$0 per month | 0.00% APR

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This calculator is for illustrative purposes only and does not constitute an offer for any product or service. COMTRUST Federal Credit Union makes no guarantees as to the accuracy, completeness, or timeliness of the information provided. Actual rates and terms are subject to credit approval and factors such as property value and loan amount. COMTRUST does not provide legal, tax, or financial advice. Please consult a qualified professional for advice specific to your situation. COMTRUST does not provide escrow services. Taxes and insurance are the sole responsibility of the borrower. Rate reflects .25% decrease based on payment auto deduction from COMTRUST account.

Step-by-Step: How to Get Your Mortgage

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1. Get Pre-Qualified

• Reach out to a COMTRUST Mortgage Specialist to start the process and discover the loan amount you may be eligible to receive.
• Start your pre-qualification by clicking the “Get Started” button.
• When pre-qualified, you’ll receive a mortgage pre-qualification letter to show sellers you’re a serious and prepared buyer.

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2. Find Your Dream Home & Make an Offer

• After getting pre-qualified, you can begin searching for homes that fit your estimated budget.
• Once you have a signed purchase agreement, Your mortgage specialist will work closely with you to finalize your application, gather required documentation, and move your loan forward toward closing.

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3. Final Loan Approval & Closing

• Your mortgage specialist will finalize the details of your loan and ensure everything is in place for a smooth closing.
• Once approved, you’ll sign your closing documents, get your keys, and move into your new home!

Own Your Home with Confidence

Buying a home is a big step, and COMTRUST is here to make it simple. With competitive rates, no hidden fees, and a team dedicated to your success, we’re ready to help you finance your future.

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Frequently Asked Questions