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Buy New Car

Low Rate New Auto Loans Made Easy

newauto_icons
Buy New Car

Low Rate New Auto Loans Made Easy

Overview New Autos Used Autos Refinance Auto
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Get the Best Rate for NEW and Low-Mileage Vehicles

Buying a car is a big decision, and getting the right financing can make all the difference. At COMTRUST, we offer competitive rates on new auto loans and base our best rates on mileage, not just model year. If you're purchasing a vehicle with less than 25,000 miles, you may qualify for our lowest available rate, even if the car isn’t brand-new.

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Why Choose a New Auto Loan from COMTRUST?

Benefits of Financing with COMTRUST

• Lower Monthly Payments – Competitive interest rates keep payments affordable.
• No Prepayment Penalties – Pay off your loan early without extra fees.
• Trusted Local Service – Work with a credit union that puts members first.
• Fast & Easy Application Process – Get pre-approved quickly and shop with confidence.
• No Hidden Fees – Transparent financing with no surprises.

Your next car could be more affordable than you think. With low rates, flexible terms, and a focus on mileage over model year, COMTRUST is the smart choice for financing your next ride.

What Qualifies for a New Auto Loan?

At COMTRUST, we understand that “new” doesn’t always mean straight off the assembly line. Many low mileage vehicles are just as reliable and come at a lower cost than brand-new models. You may qualify for our new auto loan rates if:

✔ The vehicle has less than 25,000 miles.
✔ The vehicle is a recent model with a clean history.
✔ You’re purchasing from a Dealership or private party (individual).

Many financial institutions reserve their best auto loan rates for brand-new cars only, but at COMTRUST, we believe low mileage vehicles deserve the same great financing.

How Our New Auto Loans Work

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  • Step 1: Apply Online or In-Person

    Get pre-qualified to shop with confidence.

  • Step 2: Find Your Car

    Whether buying from a dealer or private party (individual) , we’ve got you covered.

  • Step 3: Finalize Your Loan

    Complete your financing online for a quick and easy process- no need to visit a branch.

  • Step 4: Drive Away Happy

    Enjoy your new vehicle with the confidence of a great loan.

Apply Today

Curious what you might qualify for? Let’s find out.

Give yourself financial flexibility to access funds you need, when you need them, to accomplish more.

Apply Now
Loan Snapshot
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Loan Amount:

$20,000.00

Max LTV: 140%

Max Loan Amount: $23,000.00

Max LTV (Loan to Value) is the maximum amount we will finance. With this you can finance GAP insurance, extended warranties, or accessories. Max LTV is not reflected in below calculations.

Monthly Payment

$301.95

APR

6.99%

Purchase Price: $20,000.00

Down Payment: $0.00

Trade Equity: $0.00

Total Interest: $2,327.20

Total of Payment: $22,327.20

*There are additional taxes, title, and dealership fees that will vary based on your state.

Loan Type: Purchase

Credit Profile: 740-800

Term: 36 Months

Mileage: 0 - 25,000

This calculator is for illustrative purposes only and is not an advertisement for any product or service. COMTRUST Federal Credit Union does not provide legal, tax, or financial advice, and makes no guarantees regarding the accuracy, completeness, or timeliness of the information provided. Actual rates and terms are subject to credit approval and other factors such as value and loan amount. Always consult with a legal or tax professional for advice specific to your situation.

Drive Away with Confidence

Get the best rate on your next car with a COMTRUST New Auto Loan—apply today and hit the road with savings!